Flourish eMag Dec 24 - final - Flipbook - Page 59
4. Take Advantage of
Sales and Discounts
The holiday season is ripe
with sales, from Black
Friday to Boxing Day. Plan
your big-琀椀cket purchases
around these events, but
remember to only buy what’s
on your list. Signing up for
newsle琀琀ers or downloading
shopping apps can also alert
you to exclusive deals.
5. Use Cashback and Reward Programs
Make your spending work for you. Use credit cards that o昀昀er cashback
or reward points, which can accumulate into signi昀椀cant savings or be
redeemed for gi昀琀s. Just ensure you pay o昀昀 the balance in full each
month to avoid interest charges.
6. Consider Secret Santa
For large family gatherings or o昀케ce
par琀椀es, a Secret Santa exchange can
be a fantas琀椀c way to limit the number
of gi昀琀s you need to buy. It’s also a
fun way to add a li琀琀le mystery and
excitement to the gi昀琀-giving process.
Set a reasonable price cap to keep
everyone’s spending in check.
