Flourish Health & Wellbeing eMag Dec 24 - Flipbook - Page 30
So, to ensure you’re caring for your
mental wellbeing, here is what Health
Direct says you should do:
Be honest with those around you: If
you cannot afford expensive gifts this
year or chip in on a joint present
where your family or friends haven’t
considered your financial position, be
vocal and let them know. There is no
shame in being honest and letting
those around you know that you can’t
afford to over-indulge this year. In
the long run, this can help mitigate
these pressures.
Prepare a budget: Budgeting is one of
the most important aspects of holiday
shopping. Segment your costs, divide
them into pools, and then pick gifts to
buy based on this budget. You must
also factor in your essentials—food,
energy, rent or mortgage, etc. So,
start by subtracting these costs from
your budget to see what you have
left to spend.
Start putting money aside early or
optimise on sales: Consider buying
presents during seasonal sale events,
like Black Friday, when the price tag
is slashed. This can help you get the
presents you want at a cheaper price.
Alternatively, put money aside during
the year as a simple savings plan to
ensure you have the funds you need
for the holiday season. You could also
purchase items over a few months
instead of all at once.
Look after yourself: As we’ve
previously said, financial pressures
can lead to excessive eating of
unhealthy foods. So, ensure you’re
still exercising, eating healthily,
reducing unhealthy foods, and
practising mindfulness techniques.
Find the positives
Remember: the holiday season is not
about expensive gifts and outspending
others. It’s a time for you to take a break,
lean on loved ones, and enjoy your time
together. So, find the positives of the
festive period and keep that in mind. If
you’re honest with those around you, you
may be positively surprised by their
reaction and find that you didn’t need to
get that pricey gift to show your love.
Also, remember, it’s the thought that
counts!
As your workplace wellbeing provider,
we have the tools to support you with
your financial pressures. One of our
many specialties is financial coaching, so
talk with one of our money experts; we
can help you formulate a budget and
discuss your concerns. Don’t suffer in
silence or allow your financial strain to
snowball. Support is always available
anytime, anywhere! Give us a call, book
an appointment via our app or website,
or chat with us live.
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